Small Business Capital Solutions

Known for Integrity and Reliability

Business Loan Sourcing and Acquisition

Engaging consultants can be an expensive proposition - many cost in excess of $150 per hour. Our philosophy is to be paid on results, and that way we stay focused on your success.

Our initial consultation is free. We gather from you information the lender will need and present it to them in a form the lenders expect. Not until we have obtained an acceptable level of interest from a bona fide lender does our "clock" start running, and even then, at an entirely reasonable rate.

By allowing Small Business Capital Solutions to assist you in acquiring the loans you need, you can remain more focused on running your business.

 Project Size Range:  $250,000 to $5,000,000  


  • Commercial real estate purchase we often obtain 90% financing and can sometimes obtain 100% financing for owner-occupants
  • Business acquisition up to 90% financing for experienced buyers
  • Business expansion –  can we can qualify the business even with a debt coverage ratio of less than 1 to 1 with a good business plan
  • Debt refinance  we normally do not recommend this unless it improves your cash flow by 20% or more
  • Equipment purchase terms up to 15 years depending on the useful life of the equipment; smaller payments give you more flexibility
  • Working capital  we can finance additional inventory and operating capital and include even your closing costs and fees


  • Conventional loans
  • SBA 7(a) and 504 loans
  • Construction financing


  • Real estate up to 30 years
  • Equipment up to 15 years
  • Business acquisition up to 10 yrs
  • Working capital up to 7 yrs


  • Fixed or variable - all products are competitively bid


  • Negotiable; generally $750 upon completion of loan package and $750 upon delivery of a satisfactory loan commitment. of adjusting0001.gif

Business Plans:

Is your business new? Will your project result in a significant change in your business model? Are you acquiring a business or merging your business with another?

If the answer to any of these questions is "yes," you will most likely need a business plan, and that plan will be very important to your success in obtaining a loan.

Business plans are among our specialties. Click on the link at the top of the page to learn more about our plan writing services.